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This website is offered to you subject to your unconditional acceptance of the conditions of use, clauses and warnings included in this document. By your access and use of the website, you accept the legal notices without any reservations.


This website is developed by BEATIVO, hereinafter referred to as “BEATIVO”, on behalf of the real estate agency “Immo Palmina”, hereinafter referred to as “the owner”, responsible for the management and organization of the site . The site constitutes an information guide on the services provided by the owner. The information on this site is general in nature. They do not target specific or personal situations. It should be emphasized that the information and legislative documents available on or via the site cannot be considered as an authentic reproduction of legal texts. Only official texts published in the Belgian Official Journal have authenticity value. The real estate agency “Immo Palmina” is established under the trade name and corporate name “IMMO PALMINA” and whose address is Rue du Tour 109 – 7301 Hornu under the company number: BE 0564.914.934.
REAL ESTATE AGENT APPROVED IPI – N ° 509 885 granted in Belgium (
Download the real estate agent’s code of ethics applicable since January 1, 2019

Identity of the anti-money laundering manager:
Physical person
TVA: BE 0564.914.934
Company number: BE 0564.914.934
AXA Bank: BE54 7212 0725 5997

Rue du Tour 109
7301 Hornu
Mobile: +32 (0)486 20 27 21
Landline: +32 (0)2 390 06 84

Insurance company covering its civil liability
professional and bond and contract number
insurance; AXA Belgium – contract n ° 730.390.160

IPI approved real estate agent –N° 509 885 granted in Belgium

You can contact the owner via the contact page of this site.


The owner tries to ensure that the information provided is complete, correct, exhaustive and up to date. Despite these efforts, errors may appear in the information made available to you. If the information disseminated on or via the site contained errors or if certain information was unavailable on or via the site, the owner will do everything to rectify the situation. If you notice errors in the information made available on the site, please contact the owner via the contact page of this site.


The owner reserves the right to modify at any time and without prior notice these general conditions, the documents on his site or the descriptions contained in these documents.


Links to other websites are provided exclusively for your convenience. If you use these links, you will leave this site. The owner has checked but does not control all of these external sites. For this reason, the owner declines any responsibility concerning these sites or the information, software or other products and documents which are there, or concerning the consequences of their use. If you decide to access external sites linked to this site, you do so under your sole responsibility.


All disputes related to or consecutive to (the use of) the website are exclusively subject to Belgian law. Only the courts of the owner’s judicial district are competent to settle these disputes. The use of this website is not authorized in countries which do not apply all of these provisions, including this paragraph.


Do not make any important decisions based on the information provided via this website! Please consult a person with professional competence to give you a specific opinion adapted to your situation. The owner and BEATIVO can in no way be held liable, whether as an action for contractual liability or tort, for any direct, indirect or incidental damage (including in particular loss of profit, loss of savings or professional opportunities, loss of data, industrial damage, inactivity or personnel costs). Any use of this website is therefore entirely at the user’s own risk. Some countries or jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so this limitation may not apply to you.


If you have comments or questions about our data protection policy, please contact us via the contact page of this site. If you cannot fully or partially approve this website, your only remedy is to stop using it.

Private life

Personal data

“The owner” may collect certain personal information about you.

This personal data will be processed in accordance with current legislation. In particular: the information collected by the data controller, in particular the names, first names, addresses, telephone numbers, emails and website URLs that you communicate to us, may be encoded in automated data files. This data may be used and processed by the owner for the purpose of managing its relations with its Internet users and contacts, for the purpose of checking the regularity of the various participation operations in the owner’s business and combating any abuse and irregularities. T

His data may also be used for marketing, public relations and prospecting purposes in the context of the owner’s activities by the owner and his partners, unless you object. Individuals have the right to consult their personal data free of charge and have it rectified free of charge if it turns out to be incorrect, incomplete or irrelevant. Persons wishing to exercise this right can do so by sending a postal letter to the owner (whose contact details are on the Contacts page) accompanied by a written request, dated and signed, with a copy of the proof of identity. Persons wishing to do so can also obtain additional information on the applicable legislation on the protection of personal data from the Commission for the Protection of Privacy, avenue de la Porte de Hal, 5-8 at 1060 Brussels 3.


We will only use personal information for:

  • improve our ability to serve you when you request or request information;
  • contact you when you ask us;
  • market our products and services.
  • process an order if online orders are accessible;

If you provide us with information about your credit card, we use that information to obtain payment for your orders. When you purchase products from our firm on this website, your credit card details are protected by encryption technologies from specialized companies with whom we work under contract.



A cookie is a small text file saved by the server of a website in the browser of your computer or mobile device when you visit this website. The cookie contains a unique code allowing you to recognize your browser when you visit the website (“session cookie”) or during future repeated visits (“permanent cookie”).

Cookies can be placed by the server of the website you are visiting or by partners with whom this website collaborates. The server of a website can only read cookies that it has placed itself; it does not have access to any other information on your computer or on your mobile device. Cookies are stored on your computer or mobile device in the directory of your browser. The content of a cookie generally consists of the name of the server that placed the cookie, an expiration date and a unique encrypted code.

Cookies generally provide easier and faster interaction between the visitor and the website. In addition, they help the visitor to navigate between the different parts of the website. Cookies can also be used to make the content of a website or the advertising on this site more relevant to the visitor and to adapt the website to the personal tastes and needs of the visitor.


We use different types of cookies:

1 / Essential cookies

These cookies are required to allow the visit of our websites and the use of certain parts of them. These cookies allow you, for example, to navigate between the different sections of websites, complete forms, place orders and update the content of your basket (if the webshop is accessible). Similarly, when you want to access your personal account, cookies are essential to securely verify your identity before granting access to your personal information. If you refuse these cookies, certain sections of the website will not function as they should, if at all.

2 / Functional cookies

Functional cookies are cookies intended to facilitate the operation of our websites, to make their use more pleasant for the visitor and to give you a more personalized surfing experience. These are for example cookies which remember your choice of language or your customer segment, or cookies which remember if you have already been invited to take part in a survey, so that the same survey is not offered to you each time visit.

3 / Performance cookies

We use performance cookies in order to collect information on the use made of our websites by visitors, with the aim of improving their content, better adapting them to the wishes of visitors and increasing their user-friendliness. Thus, we use for example a cookie counting the number of unique visitors and another analyzing the popularity of our pages. C


In your browser settings, you can refuse the installation of cookies and you can delete cookies already installed on your computer or on your mobile device at any time.

General Data Protection Regulation

Following the new GDPR regulations, we must inform you
about the use of personal data.

How? Why?

  • Our customer data is stored for billing, newsletter and commercial monitoring purposes.
  • E-mail addresses can be used:
    • for administrative purposes (sending an invoice, estimation, etc.)
    • advertising related to our company

All data is neither decentralized nor supplied to third parties
people and used for other purposes listed above.

Our services and data manipulation

  • All data in our systems will be processed in accordance with
    customer instructions, as described in our current agreements and
    updated for the GDPR on data processing.
  • We use encryption to protect data during its transfer and storage. These are kept on encrypted discs.
  • Personal data is kept only for the time necessary to achieve the objective that was pursued during its collection.

Always in agreement with the client, we can extend the duration * of data retention in order to verify the completeness of the transfer.

Respect for your privacy is taken very seriously and we guarantee maximum confidentiality for your data.
(* according to the limit authorized by the regulations)